Posted by Northeast Signature Properties, LLC on 11/11/2019

Getting a mortgage is one of those things that everyone seems to have quite a bit of advice about. While people surely have good intentions, itís not always best to take the buying advice of everyone you meet. Below, youíll find the wrong kind of mortgage advice and why you should think twice about it. 


Pre-Approvals Are Pointless


Getting pre-approved for a mortgage can give you an upper hand when it comes to putting in offers on a home. Even though a pre-approval isnít a guarantee, itís a good step. It shows that youíre a serious buyer and locks you in with a lender so they can process your paperwork a bit more quickly when you do want to put an offer in on a home. 


Use Your Own Bank


While your own bank may be a good place to start when it comes to buying a home, you donít need to get your mortgage from the place where you already have an account. You need to compare rates at different banks to make sure youíre getting the best possible deal on a mortgage. Youíll also want to check on the mortgage requirements for each bank. Different banks have different standards based on down payment, credit scores and more. Youíll want to get your mortgage from the bank thatís right for you and your own situation. 


The Lowest Interest Rate Is Best


While this could be true, itís not set in stone. A bank with a slightly higher interest rate could offer you some benefits that you otherwise might not have. If you have a lower credit score, or less downpayment money, a bank offering a higher interest rate could be a better option for you. Low interest rates can have some fine print that might end up costing you a lot more in the long term. Do your research before you sign on with any kind of bank for your mortgage. 


Borrow The Maximum


Just because youíre approved for a certain amount of mortgage doesnít mean that you need to max out your budget. Itís always best to have a bit of a financial cushion for yourself to keep your budget from being extremely tight. When life throws you a curveball like unexpected medical bills or a job loss, youíll be glad that you didnít strain your budget to the end of your means. Even though the bigger, nicer house always looks more attractive, youíre better off financially if youíre sensible about the amount of money you borrow to buy a home.




Tags: Mortgage   mortgage rates   bank  
Categories: Uncategorized  


Posted by Northeast Signature Properties, LLC on 11/8/2019

This Condo in Franklin, MA recently sold for $280,000. This Townhouse style home was sold by - Northeast Signature Properties, LLC.


163 Stone Ridge Road, Franklin, MA 02038

Condo

$290,000
Price
$280,000
Sale Price

4
Rooms
2
Beds
2/1
Full/Half Baths
Location, location location! This Stone Ridge condo is close to everything: commuter rail, YMCA, shopping, banking, restaurants, Rte 495, medical offices, and Dean College! This two bedroom townhouse offers a one car detached garage, freshly painted interior, new wood flooring on first floor, new wall-to-wall carpeting on second floor, new kitchen tile and new stainless steel appliances. First floor is an open concept with wood burning fireplace, half bath and sliding door to your private deck. Second floor offers a master bedroom with walk-in closet and master bath, a second bedroom with its own bathroom and the second floor laundry. Basement is unfinished for plenty of storage. Price reflects older furnace, AC and hot water heater all of which are working. Seller offering one year home warranty.






Tags: Real Estate   Franklin   02038   Condo  
Categories: Sold Homes  


Posted by Northeast Signature Properties, LLC on 11/8/2019

This Single-Family in Attleboro, MA recently sold for $282,000. This Colonial style home was sold by - Northeast Signature Properties, LLC.


49 James Street, Attleboro, MA 02703

Single-Family

$300,000
Price
$282,000
Sale Price

10
Rooms
5
Beds
2
Baths
Welcome home to this amazing five bed, two bath, single family conveniently located near shopping, restaurants and highways. The functional floor plan makes it comfortable for hosting all of your life needs. The property also offers a generous back yard that is ideal for gardening, relaxing or that fun gathering. Don't let this one slip, it's really a gem and will be gone before you know it!

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Categories: Sold Homes  


Posted by Northeast Signature Properties, LLC on 11/7/2019

This Single-Family in Medway, MA recently sold for $629,900. This Colonial style home was sold by - Northeast Signature Properties, LLC.


6 Claybrook Farm Road, Medway, MA 02053

Single-Family

$629,900
Price
$629,900
Sale Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Shows Like New! Come see this Beautiful Custom 9 Room Colonial with over 3000 sq ft of living area. Open Floor Plan. Gorgeous Renovated Custom Kitchen, Quartz Counter tops and New Stainless Steel Appliances. Double Thick Quartz Counter top on the Kitchen Island. Fireplaced Family Room with Vaulted Ceiling off the Kitchen. Hardwoods throughout the first floor. Ceramic Tile in Full Baths. Master Suite Retreat complete with Vaulted Ceiling and Built in Window Bench. Finished Playroom in the lower level. New patio overlooking private backyard. Storage Shed. Exterior painted in 2016. New Garage Doors. Heating System, Central Air Units & Hot Water Tank replaced in 2014, Roof (2011). Located in one of Medway's Premier Neighborhoods. Great commuter location with easy access to 495 and Mass Pike. Come see why Boston Magazine voted Medway as one of the Best Places to Live AND one of the Best Schools in Boston. Just unpack and enjoy your new home!

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Categories: Sold Homes  


Posted by Northeast Signature Properties, LLC on 11/7/2019


12 Brandywine Terrace, Millis, MA 02054

Single-Family

$475,000
Price

8
Rooms
4
Beds
1/1
Full/Half Baths
Chat with neighbors walking around the block and listen to the owls hooting at night! This well-maintained home on a beautiful corner lot is in a great neighborhood adjacent to acres of conservation land, but 7 minutes to the commuter rail and 30 minutes to Natick. Terrific small town with new elementary school, highly rated high school. You'll live and entertain in the bright and spacious kitchen that flows into the sunny family room and enjoy the deck overlooking the lovingly landscaped fenced yard that delights in every season. The first floor has a gracious dining room and large living room with space for a home office and a working fireplace for those cold evenings. The four bedrooms are freshly painted and carpeted, plenty of closet space. New Pella high-efficiency windows, gas heat and central air keep the house comfortable year-round. Attic storage, full basement, town sewer. Move in ready. People come to this neighborhood to stay, so this is a rare opportunity. Call now!
Open House
Saturday
November 09 at 1:30 PM to 2:30 PM
Cannot make the Open Houses?
Location: 12 Brandywine Terrace, Millis, MA 02054    Get Directions

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Categories: Open House  




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